Wednesday, March 31, 2010

Health Reform Bill

I don't like it.  Have a tough time accepting it.  And fear the precedence it and the process by which it was created and passed has set for what is to come.  President Obama and his party have just proved that nothing can stand in their way of passing any kind of legislation they want to pass.  Republicans should simply go home, for the party of "We won, you lost, get over it" has just proven that any debate is no debate.  Anything passed by the majority party in the next few months has the legs to last for at least the next three years.  It is a good wager to guess that such a majority will not be held by another party come November, without such a majority legislation not found in favor of Obama and his party is doomed to die by veto, regardless of its merits.  By the end of three years we as a nation will become addicted to whatever scraps the legislature chooses to hand to us and eliminating country killing legislation will not be possible.  This nation has realized that its vote can be purchased by the candidate that offers them the most government handouts.  But what happens when there are more people living on handouts than there are people that can afford to provide the means by which the government affords the handouts?

What really gets me on health care reform?  The writing is on the wall.  The legislation does not have to directly take control of health care in order to eventually do so.  Insurance companies must comply to the national standard established under this legislation.  If they do not or cannot comply to the national standard then they cannot offer an insurance product.  If you are carrying a health insurance policy that gets eliminated because your carrier cannot afford the burden of the national standard, then you need to find a new carrier.  Since carriers cannot deny you coverage, the burden will become heavier on the firms that survive, until the Federal Government changes the standard.  Once all carriers are overwhelmed by the national standard it will be obvious that only the Federal Government itself is able to meet the national standard, especially since it rights the rules.  The burden of this legislation will have us begging for what was so heavily debated and left out of this legislation, nationalized health care.  Until then, one of the requirements of the national standard right now is that carriers must provide coverage for immunizations.  This is a misguided step that will soon prove itself out, it assumes that parents are avoiding immunizations because of the cost.  Once this is proven untrue, then the national standard can be changed to make carriers more proactive at strongly encouraging their clients to immunize or else.  Or else can result in a rightful and just dropping of coverage.  At which point, if you do not acquire new insurance coverage, then you can be fined when you file your taxes for failing to prove that you have health insurance.  Once again, enter stage left, the national option.  But you must comply to the national standard to qualify for the national option coverage.  No compliance, then you cannot prove you are covered and must pay a fine each year when you file your taxes.

Now, I use immunizations as an example because I am familiar with this issue, but what is to stop this legislation from affecting any area of choice?